Fintech

The India-UK dialogue: Can UK fintechs find their sweet spot in India’s thriving market?

The UK has been at the forefront of the rapid expansion of the Indian fintech ecosystem in recent years. As per the report by Invest India – National Investment Promotion & Facilitation Agency, with FDI inflows totaling $32.82 billion from April 2000 to September 2022, the UK is the sixth-largest investor in India. Considering the …

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The many ways of AI revolutionising P2P lending

Fintech

The financial ecosystem in India has witnessed a shift in trends, especially as technology and its applications in finance have continued to develop. Personal finance has attained a higher priority as people realised the importance of financial planning and protection during the pandemic. This shift in the mindset led to many experimenting with digital offerings …

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What is account aggregator framework? 3 ideas to improve its usability

Fintech

One of the principal benefits of digital technologies is the opportunity it offers to collate data from myriad sources into one place for effective usage. In the financial services sector, this has particularly been a game changer with the introduction of the Account Aggregator (AA) framework. AA framework, for the layman, is the collection of …

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The future of payments is digital: Key trends shaping the industry

Fintech

In A Tale of Two Cities, Dickens describes a time marked with light and darkness as “the best of times and the worst of times,” which seemingly describes the past couple of years as we come out of the throes of a deadly pandemic. COVID-19 has changed the world in ways (and at speed) one …

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Banking on new-age tech in a post-COVID world

Fintech

Banks have been executing digital transformation initiatives over the past decade, though progress in the pre-COVID era has been incremental. For long, banking services have been heavily manual, and paper based and lacked the personalisation of products and services across customer channels. Today, we see that the banking industry is being shaped by the confluence …

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